CM Punjab Green Credit Program 2026 — How to Earn Up to Rs. 100,000 for Eco Actions
The CM Punjab Green Credit Program is Pakistan’s first government-run green rewards scheme, converting verified eco-friendly actions into cash credits at a rate of Rs. 10 per credit point, according to published Punjab government program details. Planting one tree with one year of maintenance earns 1,000 credits — Rs. 10,000 in cash. Installing solar panels earns up to 5,000 credits — Rs. 50,000. The annual earnings cap per individual is Rs. 100,000. Credits are deposited directly into your linked bank account or a dedicated Green Credit Card after verification. All Punjab residents can register, including students, farmers, women, NGOs, and businesses.
Last Updated: May 2026
What Is the Green Credit Program?
The CM Punjab Green Credit Program is a performance-based incentive scheme that pays Punjab residents for taking verified eco-friendly actions. The program is part of Punjab’s broader environmental governance framework launched under Chief Minister Maryam Nawaz Sharif.
It works on a simple credit system: every verified eco action earns a number of credit points. One credit point equals Rs. 10. Credits accumulate in your personal dashboard on the program portal and are paid out after each activity is verified. The annual cap per individual is Rs. 100,000 — meaning you can earn up to Rs. 10,000 cash per year from tree planting alone, or Rs. 50,000 from a single verified solar installation, with the remaining Rs. 50,000 available from other qualifying actions.
The program uses a three-layer verification system to ensure only genuine eco actions earn credits:
- Layer 1: User-submitted evidence — photos, receipts, installation records
- Layer 2: Random field inspections by government-assigned verifiers
- Layer 3: Satellite cross-validation for tree plantation and land-based activities
Credits are released only after all three layers confirm the activity. This prevents fraudulent claims and ensures that the cash rewards go to people who actually took the action.
Who Can Participate?
The program is open to all Punjab residents, according to official program eligibility:
- Individual citizens — any adult with a valid CNIC
- Households — a single application per household, in the primary applicant’s CNIC
- Students — with CNIC or B-Form
- Farmers — individual farmers and farming cooperatives
- Women — rural and urban, no income requirement
- NGOs and community organisations — with valid registration documents
- Schools — institutional registration available
- Small businesses — with CNIC of the owner
There is no income requirement. A high-income household installing solar earns the same credits as a low-income household doing the same.
What Actions Qualify and How Much Do They Earn?
The following eco-friendly actions currently qualify for Green Credits, with their verified credit values according to published Punjab government program details:
Tree Plantation
- 1 tree planted with 1 year of verified maintenance = 1,000 credits = Rs. 10,000
- This is the baseline action and the most accessible for any Punjab resident — a single tree in your garden, street, or farmland qualifies
- The 12-month maintenance requirement means you must keep the tree alive for one full year — field verification at planting and at the 12-month mark
Solar Panel Installation
- Installing a solar system at your home or business = up to 5,000 credits = Rs. 50,000
- Credit value varies by system size — larger verified installations earn more credits
- Proof required: installation receipt from a verified installer, photos of the installed system, and energy output data where available
Recycling and Waste Management
- Credit values vary based on verified volume of waste diverted from landfill
- Actions include plastic bottle recycling, paper and cardboard recycling, and community waste collection drives
Organic and Green Farming
- Farmers who switch from chemical inputs to organic farming on verified acreage earn credits based on the land area converted and independently verified yield data
Switching to Electric Transport
- Switching from a petrol motorbike to an electric bike earns credits for the verified reduction in fuel consumption — supported by registration documents and verified by a field inspector
How to Register and Start Earning
- Go to the official Punjab Green Credit Program portal — accessible through punjab.gov.pk — and find the Green Credit Program registration section.
- Click Register Now.
- Enter your personal details — name as on CNIC, CNIC number, mobile number, district, and tehsil.
- Select the eco-friendly activities you plan to undertake from the approved list.
- Upload your CNIC and any initial documentation relevant to your chosen activity — for solar installation this is the installer’s receipt; for tree plantation this is a photograph with location data.
- Submit your registration. You will receive a confirmation SMS with your portal login credentials.
- Log in to your personal dashboard to track your credit accumulation and verification progress.
How Verification Works
Understanding the verification process saves time and prevents rejected claims.
After you complete an eco action, submit your evidence through the portal dashboard:
- For tree plantation: submit a geotagged photograph of each tree at planting, then again at 12 months. The GPS coordinates in the photo are cross-referenced with satellite imagery.
- For solar installation: submit the installer’s receipt with installation date, photos of the installed system from multiple angles, and your electricity bill showing reduced consumption if available.
- For recycling: submit receipts from registered recycling centres or photos of verified community drives with the organisation’s confirmation letter.
After you submit evidence, a random field inspection may be scheduled for your site. Field inspectors are government-assigned and visit unannounced. Be available and ensure the verified activity is visible and intact at the time of inspection.
Credits are released to your dashboard within 4 to 8 weeks of all three verification layers being cleared. You receive an SMS when credits are added.
How Credits Are Paid Out
Credits are deposited as cash directly into your linked bank account or credited to a dedicated Green Credit Card, according to program details. You link your bank account during registration. There is no minimum credit threshold before a payout — credits accumulated from any verified activity are paid out in each quarterly evaluation cycle.
The program runs quarterly evaluations. Credits verified in each quarter are paid at the end of that quarter — March, June, September, and December.
What to Do When Something Goes Wrong
Evidence Submitted but Credits Not Appearing After 8 Weeks
Log in to your dashboard and check the verification status of your submitted evidence. If Layer 1 (your evidence) shows accepted but Layer 2 (field inspection) shows pending for more than 6 weeks, contact the program through the official portal’s support section. Provide your CNIC, the activity type, and the evidence submission date. A pending field inspection is the most common reason for delayed credits.
Field Inspection Rejected the Activity
Inspectors reject claims for two main reasons: the activity was not maintained (a planted tree that died, or a solar system that was removed), or the evidence did not match the physical reality at the site. For tree plantation, ensure every registered tree is alive and healthy at the time of the 12-month inspection. For solar installation, ensure the system is installed exactly as shown in your submitted photos.
After a rejection, you can appeal through the portal’s appeal section within 15 days of the rejection notice. Submit additional evidence — more photos, updated receipts, or a sworn affidavit from a community witness — with your appeal.
Bank Account Not Linked Correctly — Credits Not Receiving
Log in to your dashboard and check whether your bank account details are saved correctly — account number, bank name, and branch code. Update incorrect details through the profile settings section before the next quarterly payout date. If the portal shows payment released but your bank account shows no deposit, contact your bank with the transaction reference number shown in your dashboard.
Frequently Asked Questions
How much does one tree earn under the Green Credit Program?
Planting one tree and maintaining it for one full year earns 1,000 credit points — equal to Rs. 10,000 in cash, according to published Punjab government Green Credit Program details. One credit point equals Rs. 10. The tree must survive for 12 months and pass field verification at both planting and the 12-month mark.
What is the maximum amount I can earn per year?
The annual earnings cap per individual is Rs. 100,000, according to Green Credit Program details. You can reach this cap through a combination of qualifying activities — for example, a solar installation earning Rs. 50,000 and five trees earning Rs. 50,000 would collectively reach the annual cap.
Can I earn credits for a solar system I received free under the Solar Panel Scheme?
Yes. A free solar system installed under the CM Punjab Solar Panel Scheme is a verified eco action that qualifies for the Green Credit Program separately. Your installation receipt and photos of the installed system are your evidence for credit registration. The two programs are independent and both can be accessed for the same installation.
How long does verification take before credits are released?
Verification typically takes 4 to 8 weeks after your evidence is submitted, covering all three layers — your submission, field inspection, and satellite cross-validation where applicable. Credits are then paid out in the next quarterly evaluation cycle. Plan your activities and evidence submission timing accordingly — evidence submitted in October will most likely be paid in the December quarterly payout.
Is there a fee to register for the Green Credit Program?
No. Registration on the official portal is completely free for all Punjab residents. No agent, middleman, or third-party service has authority to charge a fee for registration. Register only through the official Punjab government portal — do not pay anyone who claims to process your registration for a fee.
Also see: Full overview of all CM Punjab energy programs at the CM Punjab energy schemes guide and earn credits for your solar installation through the CM Punjab Solar Panel Scheme guide.
