CM Punjab Health Schemes 2026 — Sehat Card, Health Clinics & Clinic on Wheels
Punjab has three active government health schemes in 2026: the Sehat Sahulat Card for free hospital treatment up to Rs. 10 lakh per family per year, the Maryam Nawaz Health Clinic program for free primary care at 150 upgraded Basic Health Units across Punjab, and the Clinic on Wheels service which runs 911 mobile vans providing free medical care to over 45,000 patients daily across all 36 districts. All three are free. All three run on your CNIC.
Last Updated: May 2026
What Are CM Punjab Health Schemes?
CM Punjab health schemes are government-funded programs that give Punjab residents free access to medical treatment, consultations, and medicines. They run under the Punjab Primary and Secondary Healthcare Department (P&SHD) and the Punjab Health Initiative Management Company (PHIMC).
Each scheme covers a different level of care. The Sehat Card handles serious illness — surgeries, procedures, hospital stays. The Maryam Nawaz Health Clinic handles everyday illness at upgraded BHUs — fever, blood pressure, maternal care, basic lab tests. The Clinic on Wheels brings a mobile van with a doctor and medicines to your area when no clinic is nearby.
Understanding which scheme covers your situation saves time. The table below gives the quick answer.
| Your situation | Right scheme |
| Need surgery or hospital admission | Sehat Sahulat Card |
| Everyday illness, checkup, maternal care | Maryam Nawaz Health Clinic |
| No clinic accessible in your area | Clinic on Wheels |
All three can be used by the same family depending on the need.
Sehat Sahulat Card — Free Hospital Treatment
Punjab’s Sehat Sahulat Card covers free inpatient hospital treatment up to Rs. 10 lakh per family per year at over 900 empanelled hospitals across the province, covering both government and private facilities, according to the Punjab Health Initiative Management Company (PHIMC) at phimc.punjab.gov.pk. Over 1,700 medical procedures are covered under this program.
This is the largest active health scheme in Punjab by financial coverage. Your CNIC is your Sehat Card — no physical card is required at most empanelled hospitals.
Who Qualifies for the Sehat Card?
All permanent Punjab residents are covered. Your CNIC must show a Punjab address. Eligibility is determined automatically through the PSER (Punjab Socio-Economic Registry) database. No separate application is needed — families below the official poverty threshold are enrolled automatically.
If your family is enrolled in BISP or any PSPA welfare program, you are very likely already eligible. Check your status before assuming you are not covered.
How to Check Your Sehat Card Eligibility
- Go to sehatcard.punjab.gov.pk on your phone.
- Find the eligibility check section on the homepage.
- Enter your 13-digit CNIC number.
- The system shows whether your family is enrolled and your remaining annual limit.
You can also call the Sehat Card helpline at 0800-09009. This is a free call from any network across Pakistan.
What the Sehat Card Covers
The Sehat Card covers over 1,700 procedures at empanelled hospitals, according to sehatcard.punjab.gov.pk. This includes:
- General and specialist surgeries
- Normal and C-section deliveries
- Heart procedures and cardiac care
- Cancer treatment at empanelled oncology centres
- Kidney dialysis at approved facilities
- Emergency treatment requiring admission
The card does not cover outpatient consultations, routine medicines taken at home, or cosmetic procedures. For day-to-day health needs, the Maryam Nawaz Health Clinic covers that separately — see below.
How to Use the Sehat Card at a Hospital
- Go to any hospital on the Sehat Card empanelled list — a link to the full district-wise list is below.
- At reception, ask for the Sehat Card counter or desk. Most empanelled hospitals have one.
- Give your CNIC number to the staff — no physical card needed.
- The hospital verifies your eligibility in real time on the PHIMC system.
- If verified, your treatment begins at no cost. Medicines given during the procedure, the hospital stay, and all related charges are covered.
A practical note: In rural areas and smaller cities, Pakistanis who have used this scheme regularly report that calling the hospital before visiting saves a wasted trip — some hospitals have specific days or wards for Sehat Card patients. Calling ahead to confirm takes two minutes.
For the complete list of all 900-plus empanelled hospitals sorted by district, see the Sehat Card hospital list for Punjab.
Maryam Nawaz Health Clinic — Free Primary Care at BHUs
The Maryam Nawaz Health Clinic program has transformed 150 Basic Health Units across Punjab into modern digital clinics providing free primary healthcare to all Punjab residents. Over 6 million consultations have been recorded since the program launched in January 2025, according to the CM Special Monitoring Unit at smu.punjab.gov.pk.
The clinics run under a pay-for-performance model managed by young MBBS doctors who operate each BHU. The entire system from entry to treatment is digital, including Electronic Medical Records (EMR) for every patient.
Who Can Use a Maryam Nawaz Health Clinic?
Any resident of Punjab can walk in. No registration, no appointment, no fee. Bring your CNIC — it is used to record your visit and, if needed, to refer you to an empanelled hospital under the Sehat Card system.
Female doctors and nurses are part of every clinic team so women can receive care comfortably.
What Services Are Available?
- General doctor consultation for any illness
- Blood pressure and blood sugar checks
- Maternal and child health services — antenatal and postnatal care
- Immunisation and child growth monitoring
- Family planning services
- Basic lab tests — blood count, urine analysis, blood sugar
- Free essential medicines from the BHU pharmacy
- Referral letters to DHQ or THQ hospitals when specialist care is needed
Essential medicines listed under the Punjab government’s Essential Medicines List are free. If your required medicine is not in stock, ask the doctor for the generic name so you can purchase it at a pharmacy at the lowest possible price.
How to Find Your Nearest Maryam Nawaz Health Clinic
- Go to mnhc.pshealthpunjab.gov.pk — the official program portal.
- Use the clinic locator to search by district or tehsil.
- Note the clinic address and operating hours before visiting.
- Walk in with your CNIC during clinic hours.
Clinics are open six days a week. 24-hour clinics are operational at select BHU locations — the portal shows which ones in your area run overnight.
For the complete guide including district-wise clinic locations, operating hours, and what to do if the clinic is closed, see the Maryam Nawaz Health Clinic guide.
Clinic on Wheels — Mobile Health Vans Across Punjab
The Clinic on Wheels program deploys mobile health vans directly to populated areas, villages, tribal zones, and urban slums where reaching a fixed clinic or hospital is difficult. Phase 2 of the program, launched in June 2025, expanded the fleet to 911 air-conditioned mobile vans serving over 45,000 patients per day across all 36 districts of Punjab, according to Punjab Chief Minister’s official announcement and The Express Tribune (June 19, 2025).
Phase 1 began with 250 vehicles. The expanded Phase 2 fleet aims to reach approximately 4 million people across the province.
Who Can Use the Clinic on Wheels?
Any Punjab resident. No registration, no CNIC requirement for basic treatment, no fee. The vans come to you — you do not go to them. A tracking system monitors van locations and performance in real time.
What Does Each Mobile Van Provide?
- Doctor consultation
- Basic medicines — free for all patients
- Maternal health screening
- Child nutrition support, including free food packets for malnourished children in South Punjab
- Referrals to the nearest DHQ or THQ hospital for serious cases
Each van is fully equipped as a working clinic with a doctor and medical staff on board.
How to Know When a Van Is Coming to Your Area
The schedule varies by district and is updated regularly by P&SHD. For the current schedule, van routes by district, and how to request that a van be sent to your village or area, see the Clinic on Wheels Punjab guide.
You can also contact your nearest District Health Authority (DHA) office to ask about the van schedule for your tehsil.
What to Do When Something Goes Wrong
Sehat Card Shows “Not Eligible” — But You Believe You Qualify
First, check whether your CNIC is linked to the PSER database. If your household has not been surveyed, you will not appear in the system even if you meet all income criteria. Visit your nearest Union Council office and ask for the PSER survey update process.
If you were previously enrolled and your status has changed, call the PHIMC helpline at 0800-09009 for guidance. Have your CNIC ready when you call.
Hospital Refuses Sehat Card Treatment
Some hospitals claim quota is full or specific procedures are not covered. In this situation:
- Ask the hospital for the specific reason in writing.
- Call 0800-09009 from outside the hospital and report the refusal with the hospital name and your CNIC.
- PHIMC has a complaints process — your case will be logged and investigated.
In practice, government DHQ and THQ hospitals are more consistent about accepting the card than private hospitals. If a private empanelled hospital refuses, your nearest government hospital is the most reliable alternative.
Maryam Nawaz Health Clinic Is Closed or Has No Doctor
BHU closure during working hours is a reportable issue. You can report it directly to the P&SHD through pshealthpunjab.gov.pk or by visiting your District Health Authority office. The pay-for-performance model means clinic doctors face consequences for unannounced closures.
If the clinic is closed, go to your nearest operational BHU or ask the Clinic on Wheels van schedule for your area.
Clinic on Wheels Van Did Not Come as Scheduled
Van schedules can shift due to road conditions, weather, or operational priorities. Check the updated schedule at pshealthpunjab.gov.pk before traveling to a pickup point. Your District Health Authority office can confirm the current week’s van routes for your tehsil.
Frequently Asked Questions
Does the Sehat Card cover treatment for the whole family or just one person?
The Sehat Card covers the entire household registered under one CNIC. The Rs. 10 lakh annual limit applies to the family collectively, not per person. If one family member uses Rs. 3 lakh for a surgery, the remaining Rs. 7 lakh is available for other family members during the same year.
Do I need a separate card for the Maryam Nawaz Health Clinic?
No. You walk in with your CNIC. The clinic registers your visit digitally. No physical health card, no prior registration, and no appointment is needed.
Can I use the Sehat Card at a private hospital?
Yes, but only at private hospitals that are officially empanelled under the PHIMC program. Not every private hospital accepts the card. Always check the official empanelled list at sehatcard.punjab.gov.pk or the Sehat Card hospital list before going to a private hospital, to avoid unexpected costs.
Are the medicines at Maryam Nawaz Health Clinics actually free?
Essential medicines from the Punjab government’s Essential Medicines List are fully free at the BHU pharmacy. Medicines not on this list may not be available at the clinic — the doctor will give you the generic name to buy at a pharmacy. This is not a workaround — it is how the public health system is designed.
Can a resident of Karachi use these Punjab health schemes?
No. All three schemes — Sehat Card, Maryam Nawaz Health Clinic, and Clinic on Wheels — are exclusively for residents of Punjab with a Punjab CNIC address. Residents of other provinces should check their provincial government’s health programs.
Is the Clinic on Wheels only for villages or also for city areas?
Both. Phase 2 targets densely populated urban slums as well as rural and remote areas. The 911-van fleet serves all 36 districts including urban areas within major Punjab cities where residents face difficulty reaching hospitals.
Also see: Full list of all CM Punjab schemes at paksinfo.com/cm-punjab-schemes/ and all Pakistan government welfare programs at paksinfo.com/pakistan-govt-schemes/.
