Himmat Card Punjab 2026 — Eligibility, Registration & Quarterly Payment Guide
The CM Punjab Himmat Card provides Rs. 10,500 every three months to certified persons with disabilities through a dedicated ATM card issued by the Bank of Punjab, according to the Punjab Social Welfare Department at swd.punjab.gov.pk. Phase 1 covered 40,000 individuals. Phase 2 covered an additional 25,000. Phase 3 is scheduled for October 2026 and will add 35,000 more recipients. Registration is handled through the DPMIS Punjab portal online, or offline at your nearest District Social Welfare office. Helpline 1312 handles all queries.
Last Updated: May 2026
What Is the Himmat Card?
The Himmat Card is a welfare program run by the Punjab Social Welfare Department for persons with disabilities who have no stable income and no formal employment. It provides quarterly financial assistance via an ATM card, allowing recipients to withdraw money independently from any Bank of Punjab ATM without going to a government office.
The card also provides additional non-financial benefits. These include travel concessions on public transport, access to assistive devices such as wheelchairs and hearing aids, and priority access to government healthcare facilities, according to the Punjab Social Welfare Department program details.
Himmat Card payments are separate from BISP and from any other PSPA program — it is a disability-specific program, not a general poverty program.
Who Is Eligible for the Himmat Card?
All of the following conditions must be met at the same time:
- Permanent Punjab resident with a valid CNIC
- Must hold a valid disability certificate issued or verified by the Punjab Social Welfare Department
- Must be certified as severely disabled — mild disability without significant functional limitation does not qualify for the current phase criteria
- Family income must fall below the poverty score threshold assessed through PSER and PMT data
- Must not be employed in any formal or informal paid job
- Must not currently be receiving support from BISP, Zakat, PSPA, or any other government welfare program — these automatically disqualify the applicant
These disqualification conditions exist to ensure the card reaches those with no other income source. If you are already on BISP and also have a disability, the Himmat Card is not available to you in the same cycle — contact the Social Welfare Department to understand which program better fits your situation.
Required Documents
Have all of these ready before starting your application. Incomplete or mismatched documents are the most common reason for registration failure.
- Valid CNIC — name and details must match NADRA records exactly
- Valid disability certificate from the Punjab Social Welfare Department or a recognised government medical board
- B-Form if the applicant is under 18, along with a parent’s or guardian’s CNIC
- Proof of Punjab residence — utility bill or domicile certificate
- Active mobile number registered under your own CNIC
- Bank account details — if you have a bank account, linking it speeds up ATM card issuance
How to Register Online Through DPMIS — Step by Step
The DPMIS (Disability and Person Management Information System) portal is the official registration system for the Himmat Card.
- Go to the DPMIS Punjab portal — the official government platform for disability-related services and Himmat Card registration.
- Click Register on the homepage.
- Enter your CNIC number, full name as on CNIC, date of birth, district, and active mobile number. Create a secure password.
- Select your disability category from the dropdown accurately — wrong selection delays verification. If you are unsure, select the category closest to your certified disability type and note it when visiting the Social Welfare office.
- Enter your medical board certification details — the certificate number and issuing authority.
- Submit the registration. You will receive an OTP on your mobile to verify your number.
- Log in to your new DPMIS account and find the Himmat Card application section.
- Complete the Himmat Card application form within your dashboard — personal details, income declaration, and disability confirmation.
- Submit and monitor your application status in the dashboard. Status updates from Submitted to Under Verification to Approved are shown in real time.
Check your eligibility separately by entering your CNIC at swd.punjab.gov.pk before starting registration — this confirms whether your disability certificate is recognised in the Punjab Social Welfare system.
How to Register Offline
Go to your nearest District Social Welfare office with all original documents and photocopies. Inform the counter staff that you are applying for the Himmat Card. They will complete the DPMIS registration on your behalf using office terminals. You will receive a reference number after submission.
For persons who cannot travel due to the nature of their disability, a family member or legal guardian can visit the office and complete registration on their behalf with a written authorisation letter along with the applicant’s original documents.
How Payments Are Made
Approved recipients receive a Bank of Punjab ATM card delivered through the Social Welfare Department to their registered address or to their nearest BOP branch. Payments of Rs. 10,500 are loaded onto the card every three months. Recipients withdraw the amount from any Bank of Punjab ATM.
A note on timing: payment release and card delivery happen in batches by district and phase. Your payment date depends on which batch your district falls in. Monitor your status on the DPMIS portal — the portal shows when the next payment is released for your district.
What to Do When Something Goes Wrong
Disability Certificate Not Recognised on the DPMIS Portal
This happens when your certificate was issued by a private clinic or a non-recognised board. The DPMIS system only accepts certificates from recognised government medical boards and the Punjab Social Welfare Department’s own assessment process. Visit your nearest Social Welfare office and ask them to initiate a fresh disability assessment through the official board. This assessment is free for persons applying for welfare support.
Application Submitted — No Response After 8 Weeks
Log in to the DPMIS portal and check your application status. If the status has been stuck on Submitted without moving to Under Verification, visit your District Social Welfare office with your reference number. Ask the officer to check whether your application is pending due to a document verification hold. Bring all original documents when you go.
Quarterly Payment Did Not Arrive on Expected Date
Log in to DPMIS and check whether the payment was released for your district in this cycle. Payments are released by district in batches — not all districts receive payment on the same date. If the portal shows payment released and you still have not received it, visit your nearest Bank of Punjab branch with your CNIC and Himmat Card. The BOP branch handles ATM card activation issues and missing payments directly. Call helpline 1312 if the branch cannot resolve the issue.
CNIC Mismatch Error During Registration
Your CNIC details on the DPMIS form must match NADRA records exactly — any variation in name spelling or date of birth causes a mismatch error. Verify your CNIC record first at any NADRA e-Sahulat centre. Update your NADRA record if needed before reapplying. A corrected CNIC takes 5 to 7 working days to update in the system — wait for the update before restarting your DPMIS registration.
Frequently Asked Questions
How much does the Himmat Card pay and how often?
The Himmat Card provides Rs. 10,500 every three months, according to the Punjab Social Welfare Department at swd.punjab.gov.pk. That is Rs. 42,000 per year. Payments are loaded onto the Bank of Punjab ATM card and can be withdrawn at any BOP ATM at no charge.
How many people have received the Himmat Card so far?
Phase 1 covered 40,000 individuals. Phase 2 covered an additional 25,000, bringing the total to 65,000 recipients across the two phases. Phase 3 is scheduled for October 2026 and will add 35,000 more recipients, bringing the total to 100,000 Himmat Card holders, according to official Punjab government announcements.
Can a person already receiving BISP also apply for the Himmat Card?
No. Persons currently enrolled in BISP, Zakat, PSPA, or any other active government welfare program are automatically disqualified from the Himmat Card. The scheme is specifically for persons with disabilities who have no other income source and no other government support. Contact the Social Welfare Department helpline at 1312 if you need guidance on which program better fits your situation.
Is the Himmat Card available for children with disabilities?
Yes. Children under 18 with a certified disability can be registered using a parent’s or guardian’s CNIC along with the child’s B-Form and their disability certificate. The application is submitted by the parent or legal guardian on the child’s behalf.
Does the Himmat Card cover all types of disability?
The current phase covers persons certified as severely disabled under the Punjab Social Welfare Department’s classification system. This includes physical, sensory, and intellectual disabilities at the severe level. Mild disability without significant functional limitation has not been included in Phases 1 and 2. Check with your nearest Social Welfare office whether your disability category is covered in Phase 3.
Also see: Full overview of all CM Punjab social protection schemes at the CM Punjab women and social schemes guide and monthly food support through the CM Punjab Ration Card guide.
