CM Punjab Schemes 2026 — Complete List by Maryam Nawaz

Punjab Chief Minister Maryam Nawaz Sharif has launched over 30 active welfare schemes across Punjab as of 2026, covering health, education, housing, farming, business, and clean energy. This page lists every major CM Punjab scheme currently active, with direct links to the full guide for each one — eligibility criteria, registration steps, payment amounts, and official portal links.

[CONTENT NOTE: This page is TIME-SENSITIVE. Review and update before every new scheme announcement or quarterly payment cycle. Add ‘Last Updated: May 2026’ prominently near the top.]

What Are CM Punjab Schemes?

CM Punjab schemes are government welfare programs launched under the leadership of Chief Minister Maryam Nawaz Sharif to provide direct financial relief, free services, and subsidised support to citizens across Punjab. The Punjab government has allocated PKR 950 billion for social welfare in the fiscal year 2025–2026, according to the Punjab government’s official budget announcement.

These schemes target four main groups: low-income families, students and young people, farmers, and women. All schemes require a valid CNIC for registration. Most are available across all 36 districts of Punjab, with housing schemes releasing district by district in phases.

Registration for most schemes is handled through official government portals — the primary ones being punjab.gov.pk, the 8070 web portal for food and ration schemes, and scheme-specific portals listed in each guide below.

CM Punjab Health Schemes

Punjab’s health schemes under Maryam Nawaz provide free hospital treatment, free primary healthcare clinics, and mobile health services for rural areas. The full overview of all health programs is available in the CM Punjab health schemes guide.

Sehat Card — Free Hospital Treatment

The Punjab Sehat Sahulat Card is accepted at over 900 empanelled hospitals across the province, covering both government and private facilities. Cardholders receive free treatment worth up to Rs. 10 lakh per family per year for over 1,700 medical procedures, according to the Punjab government’s official Sehat Card portal.

All permanent residents of Punjab with a valid CNIC are eligible. No registration is required — the card is issued automatically to eligible families based on PSER (Punjab Socio-Economic Registry) data.

For the complete district-wise hospital list, how to confirm your nearest hospital, and what to do if a hospital rejects your card, see the Sehat Card hospital list for Punjab.

Maryam Nawaz Health Clinic

The Maryam Nawaz Health Clinic program provides free primary healthcare services at government-run clinics across Punjab. Services include general consultations, basic lab tests, maternal and child health services, and free medicines for common conditions.

These clinics operate at upgraded Basic Health Units (BHUs) in urban and peri-urban areas. For registration details, clinic locations by district, and what services are included, see the Maryam Nawaz Health Clinic guide.

Clinic on Wheels — Mobile Health for Rural Areas

Clinic on Wheels sends mobile health vans to villages and flood-affected areas where fixed clinics are not accessible. Each van carries a doctor, a nurse, and basic diagnostic equipment. Services include free checkups, maternal health screenings, and essential medicines.

The program is run by Punjab’s Primary and Secondary Healthcare Department. For van schedules by district and how to request a visit for your area, see the Clinic on Wheels Punjab guide.

CM Punjab Education and Digital Schemes

Punjab’s education schemes under Maryam Nawaz cover free laptops for university students, merit-based scholarships for college students, free public Wi-Fi, and student transport cards. The full overview is in the CM Punjab education schemes guide.

CM Punjab Laptop Scheme 2026

The CM Punjab Laptop Scheme 2026 is distributing 100,000 free Lenovo ThinkBook Core i7 laptops to eligible public university students across Punjab, according to official Punjab government announcements. Students at government universities with a qualifying CGPA are eligible.

Applications are submitted through the official portal at cmlaptopp.punjab.gov.pk. Phase 1 distribution began in October 2025 and Phase 2 is ongoing in 2026. For eligibility criteria, how to check your application status, and what to do if your name is not on the merit list, see the CM Punjab Laptop Scheme guide.

Hunhaar Scholarship

The Hunhaar Scholarship is a merit-based financial support program for college and university students in Punjab. It covers tuition fees and provides a monthly stipend to qualifying students from low-income families enrolled in public institutions.

Phase 2 of the program was announced in August 2025 with the portal reopening for fresh applications. For eligibility requirements, the CGPA threshold, how to apply on the official portal, and payment schedule, see the Hunhaar Scholarship Punjab guide.

CM Punjab Free Wi-Fi Scheme

CM Punjab’s Free Wi-Fi scheme provides high-speed public internet at key locations across Lahore, Faisalabad, Rawalpindi, Multan, and other major cities. The service is free to access on any device — no registration is required at covered hotspot locations.

For the full list of covered cities and locations, how to connect, and which cities are next in the expansion plan, see the CM Punjab Free Wi-Fi scheme guide.

CM Punjab Women and Social Protection Schemes

Social protection schemes under Maryam Nawaz provide direct financial support to underprivileged women, persons with disabilities, minority communities, and low-income families. The complete overview is in the CM Punjab women and social schemes guide.

Dhee Rani Program — Marriage Support

The Dhee Rani Program provides free marriage support packages to 3,000 underprivileged families per phase in Punjab. The package covers dowry costs and all related marriage expenses. The program is run in partnership with the Punjab Social Protection Authority (PSPA).

Eligible families must be registered in the PSER database and meet the income threshold set by PSPA. For how to confirm your eligibility, what the package includes, and how to apply, see the Dhee Rani Program Punjab guide.

Himmat Card — Support for Persons with Disabilities

The Himmat Card provides quarterly financial assistance to registered persons with disabilities across Punjab. The card is issued through the Social Welfare Department and linked to the applicant’s CNIC and bank account.

For eligibility criteria, disability categories covered, required documents, and how to register at your nearest Social Welfare office, see the Himmat Card Punjab guide.

Minority Support Card

The Minority Support Card provides Rs. 10,500 in quarterly financial assistance to eligible minority families across Punjab, according to official Punjab government announcements. The program is administered through the Punjab government’s minority affairs wing and is open to families registered with a valid CNIC.

CM Punjab Ration Card

The CM Punjab Ration Card provides Rs. 3,000 per month in cashless food support to low-income families through a digital ration system. Registration is handled through the 8070 web portal. Eligibility is determined by PSER data — families below the official poverty threshold qualify automatically.

For how to register on the 8070 portal, how payments are made, and what to do if your application is rejected, see the CM Punjab Ration Card guide.

CM Punjab Housing Schemes

Punjab’s government housing schemes provide subsidised home construction loans, interest-free financing, and free plot allocation to eligible low-income families. These schemes run in phases across 36 districts and are among the highest-demand programs in the province.

For the complete guide to all active Punjab housing schemes — including Apni Chhat Apna Ghar, Mera Ghar Mera Ashiana, and Apni Zameen Apna Ghar — see the full coverage at paksinfo.com/pakistan-govt-schemes/.

Apni Chhat Apna Ghar

Apni Chhat Apna Ghar provides interest-free construction loans of up to Rs. 15 lakh to eligible Punjab families who own a plot but cannot afford to build. The scheme is run by the Punjab Housing and Town Planning Agency (PHATA) and is currently active across multiple districts.

For eligibility rules, required documents, how to apply online, and the balloting process, see the Apni Chhat Apna Ghar complete guide.

Mera Ghar Mera Ashiana

Mera Ghar Mera Ashiana is the federal-level low-cost housing loan scheme currently active under the State Bank of Pakistan’s directives. It provides subsidised mortgage financing through participating banks for first-time homeowners across Pakistan, including Punjab residents.

For the current status of this scheme, eligibility, and how to apply through your nearest bank, see the Mera Ghar Mera Ashiana complete guide.

Apni Zameen Apna Ghar — Free Plots

Apni Zameen Apna Ghar is a Punjab scheme that allocates free residential plots to eligible low-income families who do not own any land. Plots are distributed through a ballot system. Phase 1 targeted families in selected districts, with further phases planned for 2026.

For eligibility, how to register for the ballot, and which districts are included in the current phase, see the Apni Zameen Apna Ghar guide.

CM Punjab Agriculture and Farmer Schemes

Punjab’s agriculture schemes provide subsidies, interest-free loans, and modern farming tools to registered farmers across the province. The Punjab government approved Rs. 100 billion for the Kissan Card program alone in July 2025, according to official government announcements. The full overview is in the CM Punjab farmer schemes guide.

Kissan Card Punjab 2026

The Punjab Kissan Card provides registered farmers with a digital card linked to a Rs. 100 billion subsidy fund. Farmers use the card to purchase seeds, fertiliser, pesticides, and other agricultural inputs at government-set prices. The card is active at designated bank branches and Zarai Markaz facilitation centres across Punjab.

Farmers must hold a valid CNIC and own or lease agricultural land in Punjab to qualify. For how to register at your bank, what inputs the card covers, and how to use the card at a Zarai Markaz, see the Kissan Card Punjab guide.

CM Punjab Green Tractor Scheme

The CM Punjab Green Tractor Scheme provides subsidies on electric and CNG tractors to eligible farmers, replacing conventional diesel-powered tractors. The scheme operates through a ballot system — applications are submitted online and recipients are selected through a transparent draw.

For eligibility requirements, the application form, required documents, and how balloting results are announced, see the CM Punjab Tractor Scheme guide.

Punjab Livestock Card

The Punjab Livestock Card gives rural livestock farmers interest-free loans and access to free veterinary care through government-registered vets. The program supports cattle, goat, and poultry farmers with financial assistance for feed, medicines, and animal health services.

For eligibility by farm type, how to apply, and which veterinary services are covered, see the Punjab Livestock Card guide.

Sarsabz Punjab — Solar Tubewells for Farmers

The Sarsabz Punjab program provides solar-powered tubewells to farmers, reducing dependence on expensive grid electricity for irrigation. The scheme targets small and medium landholders who currently use diesel or electric tubewells.

Applications and eligibility details are managed through the Punjab Agriculture Department at agriculture.punjab.gov.pk.

CM Punjab Business and Employment Schemes

Business schemes under Maryam Nawaz provide interest-free loans to entrepreneurs, employment support for youth, and digital skills training for rural women. The complete guide is at the CM Punjab business schemes page.

Asaan Karobar Card — Interest-Free Business Loans

The Asaan Karobar Card provides interest-free business loans of up to Rs. 1 million to eligible youth and women in Punjab for starting or expanding a small business. The card functions as a digital credit facility linked to the applicant’s CNIC and business registration.

Applicants must be between 21 and 45 years old, residents of Punjab, and must not already hold a government loan. For the complete application process, required documents, and repayment terms, see the Asaan Karobar Card Punjab guide.

CM Punjab Rozgar Scheme 2026

The CM Punjab Rozgar Scheme provides structured employment opportunities and financial support to unemployed youth across Punjab. The scheme connects applicants with government-backed job placements, vocational training, and self-employment packages.

For eligibility, how to register, and what employment categories are currently open, see the CM Punjab Rozgar Scheme guide.

IT Training for Rural Women

The Maryam Nawaz IT Training program is providing free digital skills training to 27,000 rural women across Punjab, according to official Punjab government figures. Training covers basic computer use, freelancing platforms, and digital payment systems — equipping women in smaller cities and villages with skills for remote income.

For training centre locations, how to register, and the training schedule, see the Maryam Nawaz IT Training for rural women guide.

CM Punjab Energy and Environment Schemes

Punjab’s energy schemes provide free solar panels to low-income households, subsidised electric bikes for students and teachers, green credit rewards for eco-friendly actions, and an electric taxi program for young drivers. The full guide is at the CM Punjab energy schemes page.

CM Punjab Solar Panel Scheme 2026

The CM Punjab Solar Panel Scheme provides free solar systems to households consuming fewer than 100 electricity units per month. Phase 1 targets 50,000 households and is fully funded by the Punjab government. Recipients are selected through a transparent ballot, with results announced on the official portal.

For eligibility by electricity consumption, how to check balloting results by CNIC, and how installation is arranged, see the CM Punjab Solar Panel Scheme guide.

CM Punjab E-Bike Scheme — Students and Teachers

The CM Punjab E-Bike Scheme provides electric bikes on zero-interest monthly installments to college and university students. A separate phase covers teachers at government schools. Over 110,000 bikes have been approved across both phases, according to Punjab government announcements.

For eligibility by institution type, how to apply, and the installment schedule, see the CM Punjab E-Bike Scheme guide.

Green Credit Program

The CM Punjab Green Credit Program rewards citizens for taking specific environmentally friendly actions — such as planting trees, reducing electricity consumption, or switching to solar — with green credits worth up to Rs. 10,000 per qualifying action, according to the Punjab government’s official program announcement.

The program is Pakistan’s first government-run green rewards scheme. For the complete list of qualifying actions, how credits are calculated, and how to redeem them, see the CM Punjab Green Credit Program guide.

E-Taxi Scheme

The E-Taxi Scheme provides electric vehicles to young drivers in Lahore, Faisalabad, and Multan on easy installment plans, targeting youth and women as licensed taxi operators. The scheme aims to create employment while reducing vehicle emissions in major Punjab cities.

Registration details and official portal links are available through the Punjab Transport Department at transport.punjab.gov.pk.

How to Register for CM Punjab Schemes

All CM Punjab schemes follow the same general registration process, though each has its own specific portal.

General Registration Steps

Visit the official portal for the specific scheme — each guide linked above contains the direct URL.
Enter your 13-digit CNIC number to check your eligibility.
Create an account using your CNIC and the mobile number registered with NADRA.
Fill the online application form and upload the required documents in the correct format.
Submit your application and save the confirmation SMS or reference number.
Track your application status through the same portal using your CNIC.

Common Registration Problems and Fixes

If your CNIC verification fails, confirm that your CNIC is registered and active in the NADRA database. You can verify this by calling NADRA helpline 051-111-786-100.

If the portal is not loading, try accessing it during off-peak hours — early morning or late evening — or switch from mobile data to Wi-Fi. Peak registration periods cause heavy traffic on government portals.

If your application shows “not eligible” but you believe you qualify, visit your nearest PSPA district office with your original CNIC and utility bills as supporting evidence.

Frequently Asked Questions

Which CM Punjab scheme gives money directly to a bank account?

The Ration Card (Rs. 3,000 monthly), Himmat Card, and Minority Support Card (Rs. 10,500 quarterly) all send payments directly to the beneficiary’s CNIC-linked bank account or Jazz Cash/EasyPaisa account. Kissan Card and Asaan Karobar Card work as digital credit facilities rather than direct cash transfers.

Can I apply for more than one CM Punjab scheme at the same time?

Yes, most CM Punjab schemes can be held simultaneously as long as you meet the eligibility criteria for each one. However, certain schemes — particularly business loan schemes like Asaan Karobar Card — require that you do not already hold an active government loan from any other program.

Do CM Punjab schemes apply to all provinces or only Punjab?

These schemes are exclusively for residents of Punjab. A valid Punjab domicile or CNIC address registered in Punjab is required for all schemes listed on this page. Residents of Sindh, KPK, Balochistan, or AJK should check their respective provincial government programs.

What is the 8070 portal and which schemes use it?

The 8070 web portal is the Punjab government’s central registration platform for food and ration-based welfare schemes. Currently the CM Punjab Ration Card and Muft Atta Scheme use the 8070 portal. You can visit 8070.punjab.gov.pk to check your eligibility and register.

What should I do if a scheme’s registration is closed?

Check the official scheme portal for the next phase announcement date. Most CM Punjab schemes run in phases — if Phase 1 registration is closed, Phase 2 is typically announced within 3 to 6 months. This page is updated with every new phase announcement, so bookmark it and check back.

Is there any fee to apply for CM Punjab schemes?

No. All CM Punjab schemes listed on this page are completely free to apply for. If any individual or agent asks for a fee to register you for a government scheme, this is a fraud attempt. Register only through the official government portals linked in each guide above.

Visit paksinfo.com/pakistan-govt-schemes/ for the complete list of all federal and provincial government schemes in Pakistan, including BISP, Ehsaas, and PM Youth programs.